Terms & Conditions
Effective date: July 31, 2026
These Terms & Conditions (“Terms”) govern your use of the website operated by Tulu Auto Finance, a division of Tulu Inc., at https://tuluauto.finance. By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the website.
1. Acceptance of Terms
By using this website or submitting an inquiry or pre-qualification request, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
2. Website Purpose
Tulu Auto Finance provides an inquiry and pre-qualification experience to help users explore vehicle-financing options. This website is intended to collect information, facilitate communication, and connect users with suitable vehicle or financing options. It is not a guarantee of financing, approval, or vehicle availability.
3. No Guarantee of Approval
Submission of a form does not guarantee financing, approval, a specific rate, payment, term, lender, or vehicle. Any preliminary information provided through this website is informational and subject to verification and final review.
4. Pre-Qualification Is Not Final Approval
Pre-qualification, if offered, is not final approval. Final approval may require identity, income, employment, credit, residency, and other verification. Additional documentation may be requested before any financing decision is made.
5. Accuracy of User Information
You agree to provide accurate, current, and complete information when submitting a request. Inaccurate or misleading information may affect our ability to assist you and may result in denial of financing or other services.
6. Permission to Contact
By submitting a request, you authorize us to contact you using the contact details you provide in connection with your inquiry or application. This may include email or phone contact related to your request.
7. SMS Application Notifications
Consent to receive application-related SMS notifications is optional and is not a condition of submitting a request. If you opt in, you may receive messages related to your inquiry or application status.
8. Marketing Email and SMS Communications
Consent to receive promotional or marketing emails and SMS messages is optional and is not a condition of submitting a request. Marketing communications are sent only where permitted by law and where you have provided consent.
9. Message Frequency and Carrier Charges
Message frequency varies. Message and data rates may apply depending on your mobile carrier and plan.
10. STOP and HELP Instructions
You may reply STOP to unsubscribe from SMS at any time. You may reply HELP or contact (825) 425-2030 for assistance.
Carriers are not liable for delayed or undelivered messages.
11. Third-Party Lenders, Dealers, Inventory, and Services
We may work with third-party lenders, dealers, inventory providers, and related service providers to assess or facilitate financing requests. We are not responsible for the independent actions, terms, or policies of those third parties.
12. Vehicle Availability and Pricing
Vehicle availability, pricing, and financing options may change without notice. Any examples, estimates, or illustrations on this website are not offers and may differ from final terms.
13. No Professional Financial, Legal, or Credit Advice
Information on this website is provided for general informational purposes only and does not constitute financial, legal, tax, or credit advice. You should consult qualified professionals before making financial decisions.
14. Acceptable Website Use
You agree not to misuse the website, attempt unauthorized access, interfere with website operation, submit false information, or use the website for unlawful purposes.
15. Intellectual Property
The website and its content, including text, graphics, logos, and design elements, are owned by or licensed to Tulu Inc. and are protected by applicable intellectual property laws. You may not copy, modify, or distribute website content without permission.
16. Third-Party Links
This website may include links to third-party websites. We do not control and are not responsible for the content or practices of linked third-party sites.
17. Website Availability and Errors
We strive to keep the website available and accurate, but we do not guarantee uninterrupted access or error-free operation. We may modify, suspend, or discontinue any part of the website at any time.
18. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.
19. Limitation of Liability
To the fullest extent permitted by applicable law, Tulu Inc. and Tulu Auto Finance will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or reliance on information provided through it.
20. Indemnification
You agree to indemnify and hold harmless Tulu Inc., Tulu Auto Finance, and their representatives from claims arising out of your misuse of the website, violation of these Terms, or submission of inaccurate information.
21. Privacy Policy
Our collection and use of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference.
22. Changes to These Terms
We may update these Terms from time to time. The effective date at the top of this page will be revised when changes are made. Continued use of the website after updates may constitute acceptance of the revised Terms, subject to applicable law.
23. Governing Law
These Terms are governed by the laws applicable in the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict-of-law principles, except where otherwise required by mandatory consumer protection laws.
24. Contact Information
Tulu Auto Finance
Email: info@tuluauto.finance
Phone: (825) 425-2030
Website: https://tuluauto.finance
These Terms are provided for general informational purposes and do not constitute legal advice. They may not address every legal requirement applicable to your situation.